Credit Union Owned Company



Privacy

“Leading Edge Technology with the Personal Credit Union Touch”

First Mortgage, LLC is required by law to give you this privacy notice to explain how we collect, use and safeguard your personal information.

Member First Mortgage, LLC will provide you with competitive products and services that meet your mortgage loan needs, which necessitates that we share your information with our affiliated third party financial service providers.
In order to assist you in meeting your mortgage loan needs we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these agreements, we may disclose all of the information we collect, as described below, to other companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements.

To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell your information to third parties.

YOUR PERSONAL INFORMATION
We will collect the following non-public personal information about you from a variety of sources and may disclose all the information we collect to our affiliated companies.
• From loan applications, we obtain information such as name, address, social security number and income.
• From consumer reporting agencies, we obtain information such as your credit worthiness and credit history.
• From verification of information you provide on MFM loan applications, we obtain information from current and past employers, other financial institutions and other sources.
These disclosures typically include information to process a mortgage loan on your behalf, conduct the operations of MFM, follow the instructions that you authorize, and to protect the security of your financial records.

KEEPING YOUR INFORMATION SECURE
We restrict access to your personal information to only those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to safeguard your non-public personal information.

If you have any questions concerning the privacy of your information or if you need to correct any information that we may have on file, please contact us at:

Member First Mortgage, LLC
616 44 th St. SE
Grand Rapids, MI 49548
(866) 898-1818



Today’s Featured Rates


30 Year Fixed Rate
 Rate  Points  APR
  5.875%   .375%   5.942%
15 Year Fixed Rate
 Rate  Points  APR
  5.375%   .375%   5.487%
5 Year Balloon
 Rate  Points  APR
  6.5%   .375%   6.675%
Assumptions

Equal Housing Lender