Credit Union Owned Company



Loan Match Guarantee

Member First Mortgage will MATCH (rate and fees) any legitimate loan offer for a first mortgage loan to purchase or build residential 1-4 family real estate with the following conditions (only available on 7 year balloon and 5/1 adjustable rate mortgage products):
The loan is a conforming loan that receives an Approve Eligible through FNMA Desktop Underwriter or an Accept Finding through Freddie Mac’s LP System.

• An MFM loan consultant has independently confirmed the availability of the competing loan with a “bricks and mortar” full service lender located in Michigan.

• The MFM loan must close under the matched terms, if any changes take place to the loan amount or loan program, the Match is VOID.

• This offer may be combined with the MFM Lock Then Shop Program IF the loan applicant can find a like Lock THEN Shop Program.

• This offer is limited and may be withdrawn at any time without notice.

† Loans for refinance, vacant land or home improvement do not qualify for the Match Program. All loans are subject to credit approval. This offer is not an offer for financing; each applicant must submit a completed application and required credit documentation to receive the loan approval and the match.



Today’s Featured Rates


30 Year Fixed Rate
 Rate  Points  APR
  4.875%   1%   5.026%
15 Year Fixed Rate
 Rate  Points  APR
  4.25%   1%   4.507%
FHA 30 Year Fixed Rate
 Rate  Points  APR
  5%   1%   5.503%
FHA 15 Year Fixed Rate
 Rate  Points  APR
  5.125%   1%   5.659%
Federal VA 30 Year Fixed Rate
 Rate  Points  APR
  5%   1%   5.357%
MSHDA
 Rate  Points  APR
  5.375%   0%   5.527%
Rural Development 30 Year Fixed Rate
 Rate  Points  APR
  5.125%   0%   5.37%
Assumptions

Equal Housing Lender