Home Affordable Program: Modifications

If you can no longer afford to make your monthly mortgage payment because your interest rate has increased, you have less income, or you are experiencing a financial hardship (such as, employment change, medical bills, etc.), you may qualify for a modification to make your monthly mortgage payments more affordable. Even if you’re current, but having difficulty making your payments, or have already missed one or more payments, a Home Affordable Modification may provide you with mortgage payments you can afford.

Who Is Eligible?