Member First Mortgage

Programs: Lock then Shop; Loan Match; Loan Programs; Reverse Mortgages
Tools: Calculator; Mortage Glossary; Programs rates & fee

Pay Your Mortgage
MEMBER ACCESS
INVESTOR ACCESS

Who is Eligible for a Making Home Affordable Refinance?

Do I qualify for a Home Affordable Refinance through Member First? To find out, answer these questions:

1. Is your first mortgage currently with Member First?

2. Is this mortgage on your primary residence?

3. Are you current on your mortgage payments?

“Current” means that you have not been more than

30-days late on your mortgage payment in the last

12 months.

4. Do you believe that the amount you owe on your first

mortgage is at or below 105% loan-to-value ratio?

Estimate the value of your home and multiply by 105%.

For example, under this program, if your home is worth

$100,000, you may be able to refinance your mortgage

up to $105,000.

If you answered "Yes" to all of these questions, you may be eligible for a Home Affordable Refinance. Please contact us at (866) 898-1818, and we can review your eligibility.

For a complete overview and details of the Making Home Affordable Program, please visit www.financialstability.gov.

Today’s Featured Rates

30 Year Fixed Rate
Rate	Points	APR
4.875%	1%	5.026%
15 Year Fixed Rate
Rate	Points	APR
4.25%	1%	4.507%
FHA 30 Year Fixed Rate
Rate	Points	APR
5%	1%	5.503%
FHA 15 Year Fixed Rate
Rate	Points	APR
5.125%	1%	5.659%
Federal VA 30 Year Fixed Rate
Rate	Points	APR
5%	1%	5.357%
MSHDA
Rate	Points	APR
5.375%	0%	5.527%
Rural Development 30 Year Fixed Rate
Rate	Points	APR
5.125%	0%	5.37%

Assumptions