Member First Mortgage is following the MI Safe Start Plan and Gov. Gretchen Whitmer's requirement of working from home where possible. Although many employees are working remotely, all MFM services remain functional. We ask for your patience as we work to serve the needs of each member.

If you have been financially impacted by events stemming from COVID-19, we are here to help! For information regarding COVID-19 assistance, updates and FAQ's, please click here.

Today's interest rates are extremely low, now may be the perfect time for you to refinance your current mortgage into a lower fixed rate! We offer a wide range of Conventional and Government programs with low rates and great terms. In today’s housing market where rates change quickly, don’t delay, call us about a refinance today.

When does it make sense to refinance?

  • Get a lower interest rate and reduce your monthly payment
  • Build equity faster
  • Consolidate your debt
  • Switch from an Adjustable Rate Mortgage loan (ARM) to a Fixed Rate loan
  • Get a loan that recognizes your improved creditworthiness
  • Draw on the equity built up in your home and get cash out!

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Ready to apply? Start your application here and contact us if you have any questions.

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Loan Products

Which loan is right for you? The answer to that question comes together when our experience meets your goals and unique financing need.

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Calculate your monthly payment with our free amortization calculator. Get a complete view of your mortgage and a deeper understanding of your payment and loan terms.

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